Please read full Terms before bidding. You can pay immediately using the generic invoice that will be supplied, or wait for our customized invoice with more options. For complete Shipping/Payment info use the links in the item listing. If you need changes to your invoice and you can't do it yourself, email us and request a recalculation. Insurance is optional but is the responsibility of the bidder; no refunds are given for lost or damaged items if uninsured. See our eBay ABOUT ME page for full info on insurance options.