Our prefered method of payment is Paypal, because we can ship out your purchase the same day as we receive payment. We do not accept personal checks. We ship 1st Class Mail with delivery confirmation. Insurance is optional. Please buy insurance if you feel that item may be lost in the mail. I am not resposible for lost items in the mail without insurance. Thankyou for shopping with Everythingpretty4U. We hope you have a pleasant shopping experience with us!